Moab Appraisal Inc. is your FHA certified appraisal company

Moab Appraisal Inc. is UT state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-insured mortgage, be sure to contact Moab Appraisal Inc., as we are approved and certified to produce FHA appraisal reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-secured loan, it means it is insured by them. No part of the loan is provided by the FHA; what the FHA does is make sure that the loan is secure in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are formed to assist low-to-moderate income homebuyers help meet credit requirements if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. Those with lower income or less starting funds to put down on a mortgage benefit the most from FHA loan programs.